Motor Insurance

Compulsory by law: Driving a Motor vehicle in Kenya without a valid motor insurance is a traffic offence and will attract a penalty or jail term.
Significant Third Party liability and legal costs: Without a Motor insurance cover, when sued after an accident, You may have to pay for legal fees, hospital bills and compensation for injured third parties and their property or vehicle repairs. These are significant expenses for any one person
To Protect your Vehicle Investment: A comprehensive motor insurance cover ensures that if you car is stolen or damaged in an accident or fire, the repairs or compensation will be handled by your Insurance Company

Third Party Motor Insurance: This is the basic motor cover you need to drive a car in Kenya. This covers you only for third party liabilities and so does not cover damages to your vehicle.
Third Party Fire & Theft Motor Insurance: In addition to the basic third party cover, this adds a cover to protect your vehicle against loss or damage from fire or theft.
Comprehensive Motor Insurance: In addition to third party fire and theft, this cover adds vandalism and repairs even if the accident was your fault. It also covers additional risks like floods, and Riots. Since most vehicles are expensive to buy, repair or replace, this is the best motor Insurance and makes a lot of sense.

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