Homeowners insurance offers protection for your residential building and personal belongings that are kept in the home .
Mortgage lenders require that you carry it
Personal liability cover if someone is injured or dies while on your property
Helps you to rebuild or repair your residential building if it is destroyed by perils like a fire, floods, earthquakes etc.
Helps you to replace your personal belongings if they are destroyed by perils or stolen.
Homeowners
Tenants
Landlords