Financial Planning

Why is Financial Planning Important?

• It Maximizes  your financial resources to achieve your desired goals and objectives. 

Child Education Plan

A child education plan or policy is a insurance product designed both as a savings tool and an insurance cover over the life of the parent to guarantee a certain amount of money for your child's education, no matter what happens. 

Personal Retirement Plan

This helps you make regular contributions to build a fund for retirement

Annuities

An Annuity is a contract  between you and an Insurance Company  to provide you with a regular income for the rest of your life or for a fixed amount of time. Usually purchased at retirement to provide a regular guaranteed income stream for retirees. An annuity can be taken individually or jointly with a spouse . 

Unit Trusts

 A professionally managed investment fund of pooled contributions from many investors with the same financial objective. Types include:

• Money Market Fund:  A Low Risk Investment fund suitable for investors seeking liquidity, regular interest and capital preservation. The fund invests primarily in interest bearing assets.

• Equity Fund:  A Medium to High Risk Investment suitable for investors seeking long-term capital growth. The fund invests primarily in the Nairobi Securities Exchange (NSE).

• Bond Fund:  Medium to High Risk Investment suitable for investors seeking a diversified portfolio of bonds that offer regular income. The fund invests primarily in treasury and corporate bonds.